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Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 107,101 7,101 7.08
HDFC Dynamic Debt Fund - Growth Option 100000 106,279 6,279 6.26
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 7,101 Not Applicable Not Applicable 2,130 4,970
HDFC Dynamic Debt Fund - Growth Option 6,279 Short Term Not Applicable 1,884 4,395

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Data as on - 19-04-2024
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.25 7.87 6.06 5.08 6.9 7.61 6.75
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 7.5 6.05 6.06 6.36 7.41 6.67
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.31 7.02 5.6 5.03 6.8 7.81 7.93
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.31 6.99 6.85 5.79 7.53 8.84 8.34
Quantum Dynamic Bond Fund - Regular Plan Growth Option 05-04-2017 0.96 6.98 6.7 5.51 6.98 - 6.55
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.57 6.6 6.05 4.91 7.17 7.85 7.84
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.45 6.55 6.61 5.12 7.15 7.84 5.95
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.71 6.53 5.82 4.82 6.4 7.29 6.39
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 0.85 6.44 5.66 6.05 6.34 6.97 8.06
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.64 6.3 5.34 4.36 6.02 7.52 7.29
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.56 6.19 9.37 9.83 6.26 7.26 7.7
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.23 6.14 7.27 6.07 5.61 6.86 7.52
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.64 6.08 5.03 4.29 6.69 7.66 7.55
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 0.78 6.06 5.54 4.52 5.99 7.46 5.69
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 01-01-2013 1.69 5.95 6.07 4.67 5.63 6.92 7.11
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 1.19 5.78 5.34 - - - 4.73
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.52 5.76 5.07 3.78 5.89 6.4 6.28
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 1.57 5.76 5.02 3.54 4.33 - 4.58
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.98 5.73 5.57 4.83 5.25 6.67 6.53
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.09 5.65 4.92 3.84 6.04 - 5.6
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 5.39 5.14 3.98 5.55 6.9 6.85
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option 30-11-2018 1.4518 4.9 4.79 4.3 5.43 - 5.66