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Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 105,823 5,823 5.82
HDFC Dynamic Debt Fund - Growth Option 100000 107,255 7,255 7.25
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 5,823 Not Applicable Not Applicable 1,747 4,076
HDFC Dynamic Debt Fund - Growth Option 7,255 Short Term Not Applicable 2,176 5,078

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Data as on - 15-04-2021
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Axis Dynamic Bond Fund - Regular Plan - Growth Option | Invest Online 01-04-2011 0.67 10.96 10.66 9.36 8.47 - 8.75
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.5 10.16 10.21 8.86 9.09 10.13 9.0
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.42 9.73 4.89 4.87 5.36 7.73 7.79
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.42 9.72 4.88 4.87 5.36 7.73 7.52
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.21 9.68 9.53 9.16 8.85 9.13 8.62
IDBI Dynamic Bond Fund Growth 21-02-2012 1.24 8.89 6.67 6.47 5.66 - 6.14
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.69 8.14 8.94 7.7 7.43 8.5 6.7
IDFC Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.63 7.79 10.3 9.27 8.5 9.16 8.35
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.52 7.61 2.84 3.55 5.37 - 7.11
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.73 7.57 8.53 8.22 8.18 - 8.26
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.17 7.52 9.66 9.02 7.85 8.67 7.12
SBI Dynamic Bond Fund - Regular Plan - Growth | Invest Online 10-02-2004 1.64 7.46 10.25 8.96 8.69 8.91 6.1
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.79 7.4 6.77 4.81 5.67 7.43 8.32
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.49 7.37 9.08 7.69 6.71 - 7.11
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 0.74 7.3 7.25 6.87 6.82 8.07 6.86
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 0.86 7.14 3.44 5.05 6.8 7.83 8.48
JM Dynamic Debt Fund (Regular) - Growth Option 25-06-2003 0.66 7.02 5.82 6.34 6.91 7.68 6.81
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.62 7.01 8.24 7.68 7.65 8.55 5.94
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.59 6.93 1.09 1.56 4.48 7.13 7.12
CANARA ROBECO DYNAMIC BOND FUND - REGULAR PLAN - GROWTH OPTION 29-05-2009 1.75 6.75 7.96 7.08 7.17 8.28 7.59
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.72 6.57 9.16 8.13 - - 7.33
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 1.07 6.45 6.82 6.57 6.77 - 6.92
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.74 6.23 7.06 - - - 7.37
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.44 6.14 9.36 8.24 - - 6.91
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.66 5.95 7.53 7.12 7.41 8.18 7.83
HSBC Flexi Debt Fund-Growth 05-10-2007 1.74 5.93 7.94 7.35 6.64 7.73 7.94
BNP Paribas Flexi Debt Fund Monthly Income Distribution cum Capital Withdrawal Option 09-08-2004 1.84 5.69 5.91 5.29 5.12 - 8.08
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.74 5.67 7.68 7.08 6.37 7.45 7.63
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.84 5.32 6.97 6.54 6.85 - 7.96
Edelweiss Money Market Fund - Regular Plan - Growth Option 27-06-2008 0.98 3.96 7.87 8.3 7.01 7.35 6.65