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Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106,679 6,679 6.66
HDFC Dynamic Debt Fund - Growth Option 100000 108,958 8,958 8.93
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,679 Not Applicable Not Applicable 2,004 4,675
HDFC Dynamic Debt Fund - Growth Option 8,958 Short Term Not Applicable 2,687 6,270

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Data as on - 23-10-2020
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Axis Dynamic Bond Fund - Regular Plan - Growth Option | Invest Online 01-04-2011 0.67 13.54 12.86 9.29 8.96 - 9.09
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 1.72 12.88 13.43 9.33 9.06 9.61 8.73
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.52 12.62 11.54 8.7 9.44 10.19 9.19
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.13 12.4 12.86 8.81 8.47 8.98 7.37
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.15 11.64 12.39 9.48 9.58 9.46 8.9
SBI Dynamic Bond Fund - Regular Plan - Growth | Invest Online 10-02-2004 1.64 11.43 12.6 8.75 9.11 9.29 6.25
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.49 11.13 11.59 7.77 7.22 - 7.53
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.62 10.67 11.41 8.42 8.48 8.9 6.18
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.68 10.44 11.03 7.3 7.89 8.77 6.85
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.75 10.32 10.85 7.69 - - 7.98
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.39 10.3 11.78 8.23 - - 7.7
IDBI Dynamic Bond Fund Growth 21-02-2012 1.54 10.03 8.27 5.49 5.52 - 6.25
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.66 9.76 9.99 7.19 8.03 8.42 8.14
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 1.75 9.51 9.9 6.88 7.73 8.62 7.92
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.65 9.44 9.46 6.64 7.5 - 8.47
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.76 9.31 11.37 8.07 8.5 - 8.66
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 1.41 9.28 8.81 6.43 7.12 8.29 6.97
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.77 9.05 6.69 4.68 6.19 7.69 8.45
HSBC Flexi Debt Fund-Growth 05-10-2007 1.74 8.73 10.59 7.14 7.07 8.11 8.24
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.74 8.46 10.32 6.87 6.8 7.82 7.93
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 1.65 8.31 7.48 5.23 5.53 - 8.55
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 1.07 7.56 8.0 6.61 6.99 - 7.06
JM Dynamic Debt Fund - Regular Plan - Growth Option 25-06-2003 0.66 7.53 7.15 7.18 7.56 7.95 6.95
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.51 7.4 3.25 3.19 5.45 - 7.13
Edelweiss Dynamic Bond Fund - Regular Plan - Growth Option 27-06-2008 0.98 6.9 11.18 7.85 7.35 7.56 6.8
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.74 6.44 - - - - 8.28
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.59 6.1 1.64 1.71 4.89 7.5 7.43
Quant Dynamic Bond-Growth 22-05-1998 0.21 5.38 7.04 4.56 5.36 7.79 8.62
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.63 3.16 5.2 3.66 5.56 7.79 7.85
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.63 3.15 5.2 3.66 5.56 7.79 7.59
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 0.86 -4.16 2.06 3.27 5.76 7.31 8.29