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Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 105,095 5,095 5.09
HDFC Dynamic Debt Fund - Growth Option 100000 101,093 1,093 1.09
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 5,095 Not Applicable Not Applicable 1,528 3,566
HDFC Dynamic Debt Fund - Growth Option 1,093 Short Term Not Applicable 328 765

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Data as on - 07-12-2022
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.54 9.64 10.39 8.98 5.18 7.57 7.85
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.18 5.75 5.58 6.92 4.77 7.01 7.6
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.18 5.75 5.57 6.91 4.77 7.01 7.3
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.64 4.2 3.08 5.75 6.59 7.61 5.9
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.38 4.15 4.38 7.14 7.21 9.29 8.47
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.73 4.07 3.91 6.24 6.21 - 6.45
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.98 3.71 3.32 4.77 5.61 6.98 6.56
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 3.45 4.61 5.83 6.0 - 6.61
ITI Dynamic Bond Fund - Regular Plan - Growth Option 05-07-2021 1.2 3.32 - - - - 3.7
Edelweiss Money Market Fund - Regular Plan - Growth Option 27-06-2008 0.98 3.25 3.04 4.43 5.97 6.67 6.24
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.74 2.52 3.03 4.47 - - 5.75
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 2.39 1.9 4.47 4.98 7.21 6.97
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 1.61 2.34 1.99 4.83 5.77 7.46 5.64
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.3 2.22 2.94 5.85 6.97 8.15 8.06
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.58 2.13 2.39 4.73 5.95 7.33 7.43
IDBI Dynamic Bond Fund Growth 21-02-2012 1.17 1.91 3.61 5.8 5.05 5.51 5.81
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.66 1.76 3.05 6.31 6.93 7.79 7.98
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.69 1.53 2.7 5.51 5.58 7.24 6.36
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.75 1.24 4.67 6.08 4.81 6.95 8.14
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.14 1.15 1.98 5.72 6.23 7.51 6.65
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.11 1.09 1.88 4.61 5.7 - 5.54
IDFC Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.62 0.82 1.56 5.59 6.28 7.66 7.64
Mahindra Manulife Dynamic Bond Yojana - Regular Plan - Growth 01-08-2018 1.61 0.54 1.67 3.03 - - 4.16
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 01-01-2013 1.69 - - - - - 2.94
Baroda BNP Paribas Dynamic Bond Fund-Defunct Plan - Growth Option 01-01-2013 0.0 - - - - - 3.09
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.51 -0.15 1.22 4.5 5.2 6.14 6.31